Privacy Policy

Home Finance Company Ltd (also known as HFC Bank) recognizes the importance of protecting the privacy of personal information given by our customers. We understand that our customers’ information submitted to us is about confidentiality and protecting their interests. This is the reason why we will ensure that your personal and financial information details provided is safeguarded and not divulge to any other third party.

Collection of Information

Unless visitors voluntarily submit information on our Eligibility Calculators, Enquire Now forms and email enquiries, there is no other personal information collected when you visit our website. However, we analyze our server logs and identify usage patterns regularly. This information assists us in gathering statistics on the date and time of visits, number of pages viewed and the navigation patterns. This statistical compilation and analysis of information may also be used by HFC Bank as summary report for marketing and research purpose. We do not exchange or disclose our customer information about our website users, except to the limited extent necessary for decision making within the organization.

Products and Services

Information provided on this website is generally about HFC Bank’s product offerings and services. The information does not constitute an offer by HFC Bank and is subject to conditions and appropriate fees and charges that may apply. The Enquire Now forms aims to allow customers to submit basic information to allow us to understand the nature of your request and provide further assistance. All consumer and commercial applications are subject to the standard HFC Bank normal lending criteria.

Calculators

The calculators on this website are intended to provide you estimates on your repayments, eligibility and interest income. They do not constitute an offer of finance or investment by HFC Bank. The interest rates are subject to change without prior notification. Conditions and the appropriate fees and charges may apply.

Cookies

HFC Bank strives to ensure the security, integrity and privacy of personally identifiable information of our customers. Technology called cookies is used to make the website more secured. Cookies are data that a web site transfers to an individual’s hard drive for record keeping purposes. This will facilitate a user’s ongoing access to and use of a site. They allow us to track usage patterns and to compile data that assist us in target advertising.

Accuracy of Information

HFC Bank has made every effort to ensure that the appropriate information has been provided on this website. However, there are no guarantees whatsoever made as to the accuracy, usefulness or authenticity of the content the information provides. Further, HFC Bank will not be held responsible for the damage arising from the use or inability to use the information provided on this website. This information is also subject to change over a period of time without prior notification.

Copyright

All information and materials contained on this website is copyright protected. This website //www.hfc.com.fj (and //www.hfcfinance.com.fj) is owned and managed by Home Finance Company Limited (known as HFC Bank). It is operated by the Marketing and Information Technology Team at HFC Bank.

Safety Measures while visiting our Website

As an individual you are responsible for protecting your own privacy. It is vital that at the end of your user session you must remember to close your browser. This will ensure that others are not able to access your personal information and correspondence that you may have disclosed on the computer that you may be sharing or using at a public place.