Personal Overdraft Cheque Account

Ever been in a situation where you’ve had a cheque payment declined due to insufficient funds?

  • To help you deal with the “unexpected”.
  • To cover short term financial needs
  • To take care of routine payments

That’s where a HFC Bank Personal Overdraft account comes in!
We’re here to provide the best solution to suit your needs.


  • A convenient account to cover short term financial needs.
  • Take care of routine payments via the standing order facility
  • Obtain regular statements.
  • For Credit Balances, interest to be calculated on minimum monthly credit balance and credited to account on monthly basis
  • For Debit Balances (with overdraft facility) to be calculated on daily basis on the highest debit balance and charged to the account on monthly basis.
  • Automatic cheque book service means that before current book is finished, you will receive a new cheque book without having to ask.
  • 24/7 access using HFC ATMs.
  • ATM withdrawal of $1000 per day.
  • Regular payments, such as loan repayments, can be made automatically by HFC from account within HFC and or outside party.
  • Interest is payable only on credit funds as 1% p.a.

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