{"id":46,"date":"2025-06-23T21:37:53","date_gmt":"2025-06-23T21:37:53","guid":{"rendered":"https:\/\/www.hfc.com.fj\/?page_id=46"},"modified":"2026-03-03T22:20:51","modified_gmt":"2026-03-03T10:20:51","slug":"who-we-are","status":"publish","type":"page","link":"https:\/\/www.hfc.com.fj\/index.php\/who-we-are\/","title":{"rendered":"Who We Are"},"content":{"rendered":"

[vc_section css=”.vc_custom_1772533247839{margin-top: 40px !important;padding-bottom: 30px !important;}”][vc_row el_id=”vmv”][vc_column][vc_column_text css=””]\"\"<\/p>\n

Vision, Mission & Values<\/span><\/h2>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=”35″][vc_column width=”1\/3″][vc_single_image image=”49″ img_size=”full” alignment=”center” onclick=”link_image” css_animation=”fadeInLeft” css=””][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”47″ img_size=”full” alignment=”center” onclick=”link_image” css_animation=”fadeInLeft” css=””][\/vc_column][vc_column width=”1\/3″][vc_single_image image=”48″ img_size=”full” alignment=”center” onclick=”link_image” css_animation=”fadeInLeft” css=””][\/vc_column][\/vc_row][vc_row css=”.vc_custom_1761180312694{padding-top: 30px !important;}” el_id=”ourhistory”][vc_column][vc_column_text css=””]\"\"<\/p>\n

History Of HFC Bank<\/span><\/h2>\n

[\/vc_column_text][vc_column_text css=””]During our tenure, we have consistently attempted to provide innovative and competitive financial solutions.<\/p>\n

We choose to honour those who made efforts in our past and those clientele with whom we toiled side-by-side in helping fill homes and grow businesses. Times are much different now, but our agenda is remarkably still the same.<\/p>\n

From its core business focus as the provider of Home Lending facilities, HFC Bank has re-strategized its business, in line with emerging market demands and shareholder expectations, to offer fully-fledged banking solutions with quality products and services including Transactional deposit account, Insurance, Term Deposits, Personal Loans and selected Business Lending facilities within its niche\u2019 market segment.<\/p>\n

HFC Bank is a Licensed Banking Institution supervised by the Reserve Bank of Fiji that allows it to accept deposits and provide lending facilities to its customers.<\/p>\n

[\/vc_column_text][vc_column_text css=”.vc_custom_1761175406588{margin-top: 20px !important;}”]\"\"<\/p>\n

A Brief History<\/span><\/h2>\n

[\/vc_column_text][vc_tta_accordion color=”purple” spacing=”2″ gap=”2″ c_align=”left” c_icon=”chevron” active_section=”0″ no_fill=”true” collapsible_all=”true”][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”1962″ tab_id=”1751934620907-538fafba-7804″][vc_column_text css=””]In June 1962, the Fiji Government together with the British Overseas Development Corporation (BODC) (now known as Commonwealth Development Corporation (CDC)) formed Home Finance Company Limited; CDC through its locally incorporated company Fiji Development Company (FDC). FDC had an initial shareholding of 67% and Fiji Government had 33%.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”1971″ tab_id=”1751934681000-2734430b-f4c2″][vc_column_text css=””]In March 1971, FDC and Fiji Government acquired equal shares (50% each)[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”1979″ tab_id=”1751934680506-ce72b4c7-ec1d”][vc_column_text css=””]Fiji National Provident Fund (FNPF) became a third equal shareholder in HFC.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”1987″ tab_id=”1751934678887-cce885c9-0a4f”][vc_column_text css=””]Unit Trust of Fiji (UTF) became a fourth shareholder.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”1989″ tab_id=”1751934755834-9c8616d3-f435″][vc_column_text css=””]May 1989, all shareholders had equal shares.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”1995″ tab_id=”1751934752508-ca64f50f-c4f9″][vc_column_text css=””]In December 1995 Fiji Government sold its 25% shares to FNPF making FNPF a major shareholder at 50% with FDC maintaining management rights of HFC, under agreement by all shareholders.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”2002″ tab_id=”1751934804446-ab7ccba8-e6eb”][vc_column_text css=””]In January 2002 FDC decided to sell its interest in HFC. FNPF, exercising its rights to purchase FDC\u2019s 25% shares, extended its major shareholding capacity to 75%.<\/p>\n

Home Finance Company Limited has always been known to the people of Fiji as just a home loan provider. In 2002, the company decided to change this perception by changing its image in the market. As a result, the company went through a transformation phase to stamp its mark as more than just a loan provider. The company also changed its logo to a more vibrant look.[\/vc_column_text][\/vc_tta_section][vc_tta_section i_icon_fontawesome=”fa fa-solid fa-calendar” add_icon=”true” title=”2014″ tab_id=”1751934801444-2302d5e9-cf1d”][vc_column_text css=””]With six branches Fiji wide, in March 2014 HFC transitioned to offer fully-fledged banking services. HFC Bank is the only 100% local bank with 75% shares owned by FNPF and 25% owned by Unit Trust of Fiji. The company went through a complete re branding and positioned itself as a one-stop financial solution provider with its vision: To Be Fiji\u2019s Bank of Choice by Serving its People with Innovative Financial Solutions.<\/p>\n

Today, HFC Bank provides a range of quality deposit and lending products with ATM network across the country, Internet Banking and Mobile Banking facilities and Interchange agreement for that added convenience.<\/p>\n

We are proud that we are totally Fiji-owned. Our focus is to provide our customers with excellent products and serving our people with innovative financial solutions.[\/vc_column_text][\/vc_tta_section][\/vc_tta_accordion][\/vc_column][\/vc_row][vc_row el_id=”bod”][vc_column][vc_column_text css=””]\"\"<\/p>\n

Board Of Directors<\/span><\/h2>\n

[\/vc_column_text][vc_column_text css=””]<\/p>\n

Meet the esteemed professionals appointed to steer HFC Bank into a sustainable future.<\/span><\/p>\n

[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=”1\/6″][\/vc_column][vc_column width=”2\/3″][vc_column_text css=””]

<\/span>
<\/div>
Mr. Mukhtar <\/span> Ali<\/span><\/div>
Board Chair<\/div>
<\/div><\/div><\/div>
<\/div>
Mr. Vilash <\/span> Chand<\/span><\/div>
Deputy Chair<\/div>
<\/div><\/div><\/div><\/span><\/div><\/span>
<\/div>
Ms. Latileta<\/span> Qoro<\/span><\/div>
Director<\/div>
<\/div><\/div><\/div>
<\/div>
Mr. Umarji <\/span> Musa<\/span><\/div>
Director<\/div>
<\/div><\/div><\/div><\/span><\/div><\/span>
<\/div>
Mr. Viliame <\/span> Vodonaivalu<\/span><\/div>
Director<\/div>
<\/div><\/div><\/div>
<\/div>
Mr. Isikeli<\/span> Tuituku<\/span><\/div>
Director<\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div>[\/vc_column_text][\/vc_column][vc_column width=”1\/6″][\/vc_column][\/vc_row][vc_row el_id=”leadershipteam”][vc_column][vc_column_text css=””]\"\"<\/p>\n

Meet The Leadership Team<\/span><\/h2>\n

[\/vc_column_text][vc_column_text css=””]<\/p>\n

Meet the inspiring forces that drive the Bank\u2019s agenda.<\/span><\/p>\n

[\/vc_column_text][vc_row_inner][vc_column_inner][vc_column_text css=””]

<\/span>
<\/div>
Mr Rakesh<\/span> Ram<\/span><\/div>
Chief Executive Officer<\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div>[\/vc_column_text][vc_column_text css=””]
<\/span>
<\/div>
Mr Admond<\/span> Chandra<\/span><\/div>
Chief Operating Officer<\/div>
<\/div><\/div><\/div>
<\/div>
Mr Rajnesh<\/span> Deo<\/span><\/div>
Chief Financial Officer<\/div>
<\/div><\/div><\/div><\/span>
<\/div>
Mr Tony<\/span> Ram<\/span><\/div>
General Manager Retail Banking<\/div>
<\/div><\/div><\/div><\/div><\/span>
<\/div>
Mr Aiyaz<\/span> Latif<\/span><\/div>
General Manager Business Banking<\/div>
<\/div><\/div><\/div><\/span>
<\/div>
Ms Moushmi<\/span> Bala<\/span><\/div>
General Manager Human Resources<\/div>
<\/div><\/div><\/div>
<\/div>
Ms Charishma<\/span> Kumar<\/span><\/div>
General Manager Treasury & Financial Markets<\/div>
<\/div><\/div><\/div><\/span><\/div><\/span>
<\/div>
Mr Dharmendra<\/span> Singh<\/span><\/div>
General Manager Credit<\/div>
<\/div><\/div><\/div>
<\/div>
Mr Krishneel<\/span> Chand<\/span><\/div>
Head of Research & Analysis<\/div>
<\/div><\/div><\/div><\/span>
<\/div>
Mr Vikash<\/span> Chand<\/span><\/div>
Head of Audit & Investigation<\/div>
<\/div><\/div><\/div><\/div><\/span>
<\/div>
Mr Mohammed Sharook<\/span> Ali<\/span><\/div>
Head of Operational Risk & Compliance<\/div>
<\/div><\/div><\/div>
<\/div><\/div><\/div><\/div>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_row disable_element=”yes”][vc_column][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

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