We Invest in the People Behind the Numbers

Thinking of starting a new business, or expanding your existing one? AT HFC Bank, we believe in ideas and here’s why… because as a company, we have thrived on ideas and we are eager to work with people who are also looking to innovate.

From your everyday Business Transactional account to Financing, HFC Bank has it all under one roof. Financing is generally the last element of a business plan to come together. Proper strategic planning brings a decision maker to the point where avenues have been explored, strengths and weaknesses have been assessed and then it’s time to determine the right amount of funds required to ‘make it happen’. When you find yourself at that point, HFC Bank is here to help … quickly and effectively in order to keep your costs down and your investment yields high.

HFC Bank’s ‘Business Package’ delivers a unique combination of financial products to cover business start-up, vehicles, commercial property, working capital, equipment and any other business investment requirements, including refinancing from other institutions.

Business Transactional account

Lease Finance

Business cheque account – O/D Lease Finance
Micro Finance Drua account

Business Finance

Small & Medium Enterprise

Top Gear Top Gear Small & Medium Enterprise
Plus Point
Disaster Recovery

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Our Quick ‘n Easy ‘Loan Application Checklist’

  • Business financials for the last three years prepared by a charted accountant in line with minimum Fiji Accounting Standards
  • Cash-flow forecast for the next 12 months
  • Valuation report of property offered as security for the loan
  • Engineer’s certificate over property offered as security
  • In the case of refinance, a 12-months loan account statement
  • Other information/source evidence may be requested depending on the business proposal.


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