Term Deposits
With HFC, investing is as simple as you want it to be. We understand that not all investors are the same and what is right for one, is not necessarily right for another. You choose the type of investment spectrum that best suits your individual style and investment needs.A straight forward way to invest designed for the shorter term (less than 12 months), HFC Term Deposits have a number of attractive features:
- Minimum deposit amount $1,000.
- No transaction or base fees.
- You choose the deposit term that best suits your needs, from 30 days to over five years.
- Your choice of interest payment options. Interest can be paid monthly, quarterly, six-monthly, annually or added to the investment and paid out with the principal on maturity
- Deposits can be withdrawn before maturity, subject to a reduced interest rate and fees.
Current Rates
| Category | Retail |
| 1-3 months | 0.50% |
| 3-6 months | 0.50% |
| 6-9 months | 0.75% |
| 9-12 months | 1.00% |
| 12-24 months | 2.75% |
| 24-36 months | 3.75% |
| 36-48 months | 3.85% |
| 48-60 months | 3.95% |
| 60 months + | 4.05% |
Term Deposit Investment Calculator
For an estimate on the amount of interest you could earn on a Term Investment, follow the prompts on our simple Term Investment Calculator.
What we need from you!
- Cash or Bank Cheque payable to HFC
- Valid Id's (Passport or combination of any two ID's, either Driver's License, Employment Card, Student Card, Superannuation Card)
- Your Tax Identification Number or Exception Certificate which is mandatory to be provided in due course as part of Fiji Tax Regulations.
For further information simply phone our Senior Treasury Officer on 3239121 from Monday to Thursday, 8.30am - 5.30pm and Friday,8.30am - 4.30pm. Existing clients may open a Term Investment over the phone. Alternatively, print out and fill in this Term Investment Account Application then visit your nearest HFC branch.
Please ensure that you have read and understood the Terms & Conditions Statement for the HFC Terms Investments prior to applying for any Term Investment. A copy of Terms & Conditions can be downloaded from here. Click here to obtain a copy of HFC's Annual Disclosure Statement for the past 3 financial years.