We Invest in the People Behind the Numbers

Thinking of starting a new business, or expanding your existing one? AT HFC, we believe in ideas and here’s why… because as a company, we have thrived on ideas and we are eager to work with people who are also looking to innovate.

Financing is generally the last element of a business plan to come together. Proper strategic planning brings a decision maker to the point where avenues have been explored, strengths and weaknesses have been assessed and then it’s time to determine the right amount of funds required to ‘make it happen’. When you find yourself at that point, HFC is there to help … quickly and effectively in order to keep your costs down and your investment yields high.

HFC’s ‘Business Package’ delivers a unique combination of financial products to cover business start-up, vehicles, commercial property, working capital, equipment and any other business investment requirements, including refinancing from other institutions.

HFC Business Loan Options

Top Gear is a multi-purpose lending facility available to fund small to medium enterprises providing funding from $10,000 to $5,000,000.

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Plus Point is an asset financing programme offering low deposits, flexible terms and competitive rate structures for your vehicles, plant and equipment and inventory needs.

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How do I apply for a Business loan?

  1. Enquire Now
  2. Contact Us
  3. Visit our Branches

Our Quick ‘n Easy ‘Loan Application Checklist’

  • Business financials for the last three years prepared by a charted accountant in line with minimum Fiji Accounting Standards
  • Cash-flow forecast for the next 12 months
  • Valuation report of property offered as security for the loan
  • Engineer’s certificate over property offered as security
  • In the case of refinance, a 12-months loan account statement
  • Other information/source evidence may be requested depending on the business proposal.